With Mynt credit, your company can make purchases without having to deposit money into the account first. The credit is repaid according to your company's selected payment terms.
Apply for credit
Follow these steps to apply for credit:
Log in to the Mynt website as an administrator.
Go to Account → Credit.
Click Apply for credit.
Enter your desired credit limit and select a repayment method.
Complete the remaining information and submit your application.
Once your application has been submitted, our credit team will review it. You will be notified as soon as a decision has been made.
Choose a repayment method and invoice delivery
When applying for credit, you can choose how your company wants to repay it.
You can choose between:
Direct debit: The credit is repaid automatically every 14 days.
Invoice: The credit is repaid monthly by invoice, with 10 days to pay.
Choose invoice delivery for monthly invoicing
If you select monthly invoicing, you can also specify the email address for your invoices and how you would like to receive them.
For Swedish customers, the following options are available:
Email: The invoice is sent to the email address you have provided.
E-invoice: Select the e-invoice option if you want your invoice to be sent electronically to your company's accounting system.
If the e-invoice cannot be delivered, the invoice will instead be sent to the specified email address.
Please note: Monthly invoicing requires the Premium payment plan. If your credit application is approved, your company's payment plan will automatically be upgraded in accordance with the terms and conditions.
You can also change your invoice delivery method later under Account → Settings → Invoice delivery.
Once your credit has been approved
Once your credit has been approved, go to Account → Overview to view:
Credit limit: Your company's approved credit limit.
Available to spend: The amount of credit currently available.
Used credit: The amount of credit your company has already used.
For more information about your credit or your company's invoices, go to the Credit tab.
Apply for a higher credit limit
If your company needs a higher credit limit, an administrator can submit a new application.
Log in to the Mynt website.
Go to Account → Credit.
Click Apply for an increase.
Complete the required information and submit your application.
Our credit team will review your application and notify you once a decision has been made.
Repayment
Once your company has an active credit facility, it can be repaid through:
Direct debit
Invoice
The repayment method applicable to your company is specified in your account settings and payment terms.
Good to know
Only administrators can apply for credit or request an increase to the credit limit.
If your company already has an active credit facility, you can apply for a higher credit limit at any time.
Credit is used automatically when your company's account balance is insufficient.
If there are funds available in your Mynt account, these will always be used before credit is utilized.
Monthly invoicing requires the Premium payment plan.
Frequently asked questions
How long does it take to receive a decision?
Applications are reviewed by our credit team. Processing times may vary depending on the current workload and whether additional information is required.
Can I apply for a higher credit limit?
Yes. If your company already has an active credit facility, an administrator can request an increase under Account → Credit.
How is the credit repaid?
Credit is repaid according to your company's selected payment terms, either through direct debit or monthly invoicing.
Can I receive my credit invoices as e-invoices?
Yes. If your company uses monthly invoicing, you can choose to receive your invoices as e-invoices.
For Swedish customers, this option is available directly in the credit application. You can also change your invoice delivery method later under Account → Settings → Invoice delivery.
I use the Fortnox card. How do I apply for credit?
If you use the Fortnox card, you must apply for credit directly through Fortnox rather than on the Mynt website.
Need help?
Do you have questions about your credit application, repayments, or invoice delivery?
Contact us through the chat in the bottom-right corner. We're happy to help!