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What's the difference between a physical card and a virtual card?

What is the difference between the cards?

Both the physical card and the virtual card can be used for online and in-store purchases, but they work slightly differently.

Physical card

The physical card can be used for:

  • Online purchases

  • In-store purchases

  • Contactless payments with Apple Pay or Google Pay

  • ATM withdrawals (if enabled)

Virtual card

The virtual card can be used for:

  • Online purchases

  • In-store purchases using Apple Pay or Google Pay

Because a virtual card doesn't exist in physical form, it can't be lost or misplaced. This makes it a great choice for subscriptions and other recurring online payments.


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