Both the physical card and the virtual card can be used for online and in-store purchases, but they work slightly differently.
Physical card
The physical card can be used for:
Online purchases
In-store purchases
Contactless payments with Apple Pay or Google Pay
ATM withdrawals (if enabled)
Virtual card
The virtual card can be used for:
Online purchases
In-store purchases using Apple Pay or Google Pay
Because a virtual card doesn't exist in physical form, it can't be lost or misplaced. This makes it a great choice for subscriptions and other recurring online payments.
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